diff --git a/apps/edr-freight-api/src/modules/billing/billing.service.spec.ts b/apps/edr-freight-api/src/modules/billing/billing.service.spec.ts
index 1356f8cfa..6e25c72aa 100644
--- a/apps/edr-freight-api/src/modules/billing/billing.service.spec.ts
+++ b/apps/edr-freight-api/src/modules/billing/billing.service.spec.ts
@@ -668,3 +668,66 @@ describe("BillingService — CAC Bank (OTP debit)", () => {
     expect(confirmOtp).toHaveBeenCalledWith("intent-1", "123456");
   });
 });
+
+describe("BillingService — CBE bill amounts round UP to whole birr", () => {
+  // CBE bills whole birr. Ceil, never Math.round: a .40 balance rounded down
+  // settles 0.40 short while markInvoiceAsPaid still writes paidAmount =
+  // totalAmount — money missing from the bank with the books saying paid.
+  // payInvoice and billQuery must agree, or /cbe/payment sees a mismatch.
+  const invoice = {
+    id: "inv-1",
+    status: Freight.InvoiceStatus.Pending,
+    source: Freight.InvoiceSource.Booking,
+    sourceId: "booking-1",
+    type: "PREPAID",
+    invoiceNumber: "INV-20260101-00001",
+    currency: "ETB",
+    // .40 — the case Math.round gets wrong (rounds down, underpays).
+    balanceAmount: 12345.4,
+    totalAmount: 12345.4,
+    company: { name: "Acme PLC" },
+    paymentId: null,
+    dueAt: null,
+  };
+
+  const build = (payment: Record<string, unknown> = {}) => {
+    const repo = {
+      findOne: jest.fn().mockResolvedValue(invoice),
+      update: jest.fn().mockResolvedValue(undefined),
+    };
+    const service = new BillingService(
+      { getRepository: () => repo } as never,
+      {} as never,
+      {} as never,
+      makeEvents() as never,
+      payment as never,
+      {} as never,
+      {} as never,
+    );
+    return { service, repo };
+  };
+
+  it("opens the intent for the ceiled balance, never below it", async () => {
+    const initiate = jest.fn().mockResolvedValue({
+      intentId: "intent-1",
+      immediateSuccess: false,
+      response: { intentId: "intent-1", status: "REQUIRES_ACTION" },
+    });
+    const { service } = build({ initiate });
+
+    await service.payInvoice("inv-1", { method: "CBE_BILL" });
+
+    expect(initiate).toHaveBeenCalledWith(
+      expect.objectContaining({ amountMinor: 12346 }),
+    );
+  });
+
+  it("quotes the same ceiled amount on bill-query as payInvoice opened", async () => {
+    const { service } = build();
+
+    await expect(service.billQuery("booking-1")).resolves.toMatchObject({
+      stillPayable: true,
+      currentAmountMinor: 12346,
+    });
+  });
+});
diff --git a/apps/edr-freight-api/src/modules/billing/billing.service.ts b/apps/edr-freight-api/src/modules/billing/billing.service.ts
index ea4413638..5051afd6e 100644
--- a/apps/edr-freight-api/src/modules/billing/billing.service.ts
+++ b/apps/edr-freight-api/src/modules/billing/billing.service.ts
@@ -1191,7 +1191,11 @@ export class BillingService {
       // service branches on a domain-specific reference type.
       referenceType: PaymentReferenceType.SHIPMENT,
       orderRef: invoice.invoiceNumber.replace(/-/g, "_"),
-      amountMinor: Math.round(Number(invoice.balanceAmount)),
+      // Whole birr, always UP. CBE bills this amount verbatim, so it must never
+      // land below the outstanding balance — Math.round would let a .40 balance
+      // settle 0.40 short. Ceil overcharges by <1 birr instead, and the same
+      // ceil in billQuery keeps the quoted and debited amounts identical.
+      amountMinor: Math.ceil(Number(invoice.balanceAmount)),
       currency: invoice.currency,
       reason: `Payment for invoice ${invoice.invoiceNumber}`,
       method: opts.method ?? "TELEBIRR",
@@ -1336,7 +1340,9 @@ export class BillingService {
     });
 
     if (open) {
-      const balance = Math.round(Number(open.balanceAmount ?? open.totalAmount));
+      // Ceil, matching payInvoice — the amount CBE quotes at the counter has to
+      // be the amount the intent was opened for, or /cbe/payment sees a mismatch.
+      const balance = Math.ceil(Number(open.balanceAmount ?? open.totalAmount));
       const expired = open.dueAt && open.dueAt.getTime() < Date.now();
       return {
         stillPayable: balance > 0 && !expired,
@@ -1371,7 +1377,7 @@ export class BillingService {
     return {
       stillPayable: false,
       payerName: latest.company?.name ?? null,
-      currentAmountMinor: Math.round(Number(latest.totalAmount)),
+      currentAmountMinor: Math.ceil(Number(latest.totalAmount)),
       currency: latest.currency,
       paymentReason: `Freight invoice ${latest.invoiceNumber}`,
       reason: closedInvoiceReason(latest.status),
diff --git a/apps/edr-freight-api/src/modules/payment/internal-payment.dto.ts b/apps/edr-freight-api/src/modules/payment/internal-payment.dto.ts
index e69a0e15a..f437000bd 100644
--- a/apps/edr-freight-api/src/modules/payment/internal-payment.dto.ts
+++ b/apps/edr-freight-api/src/modules/payment/internal-payment.dto.ts
@@ -1,8 +1,8 @@
 import {
     IsEnum,
     IsIn,
-    IsInt,
     IsISO8601,
+    IsNumber,
     IsOptional,
     IsPositive,
     IsString,
@@ -37,7 +37,9 @@ export class PaymentEventDto {
     @ApiProperty() @IsString() referenceId!: string;
     @ApiProperty() @IsString() merchantOrderId!: string;
     @ApiProperty({ enum: ProviderMethod }) @IsEnum(ProviderMethod) provider!: string;
-    @ApiProperty() @IsInt() @IsPositive() amountMinor!: number;
+    // Major units, fractional (payment-api stores it as double precision) — an
+    // invoice of 12345.67 must not be rejected by an integer-only validator.
+    @ApiProperty() @IsNumber() @IsPositive() amountMinor!: number;
     @ApiProperty() @IsString() currency!: string;
 
     @ApiPropertyOptional() @IsOptional() @IsString() providerTxnId?: string;
diff --git a/apps/edr-freight-api/src/modules/payment/payment-events.consumer.ts b/apps/edr-freight-api/src/modules/payment/payment-events.consumer.ts
index e285c181c..8dac9a9fd 100644
--- a/apps/edr-freight-api/src/modules/payment/payment-events.consumer.ts
+++ b/apps/edr-freight-api/src/modules/payment/payment-events.consumer.ts
@@ -1,6 +1,7 @@
 import { Injectable, Logger, SetMetadata } from "@nestjs/common";
 import { Nack, RabbitSubscribe } from "@golevelup/nestjs-rabbitmq";
 import { Public } from "@edr/api-common";
+import { IgnoreLoggerAudit } from "@tria-plc/auditlog";
 import {
     PAYMENT_EVENTS_DLX,
     PAYMENT_EVENTS_EXCHANGE,