diff --git a/apps/edr-freight-api/src/migrations/3890000000000-AddDjfPaymentsEnabled.ts b/apps/edr-freight-api/src/migrations/3890000000000-AddDjfPaymentsEnabled.ts
new file mode 100644
index 000000000..c8eb09978
--- /dev/null
+++ b/apps/edr-freight-api/src/migrations/3890000000000-AddDjfPaymentsEnabled.ts
@@ -0,0 +1,26 @@
+import { MigrationInterface, QueryRunner } from 'typeorm';
+
+/**
+ * Adds the currency-level DJF switch to `manual_payment_settings`.
+ *
+ * Distinct from `djf_enabled`, which governs only the MANUAL rail: this one
+ * says whether DJF may be used as a payment currency at all — offered on the
+ * booking forms and accepted for online payment. Defaults to `true`, the
+ * behaviour before the switch existed.
+ */
+export class AddDjfPaymentsEnabled3890000000000 implements MigrationInterface {
+  name = 'AddDjfPaymentsEnabled3890000000000';
+
+  public async up(queryRunner: QueryRunner): Promise<void> {
+    await queryRunner.query(`
+      ALTER TABLE freight.manual_payment_settings
+        ADD COLUMN IF NOT EXISTS djf_payments_enabled boolean NOT NULL DEFAULT true;
+    `);
+  }
+
+  public async down(queryRunner: QueryRunner): Promise<void> {
+    await queryRunner.query(`
+      ALTER TABLE freight.manual_payment_settings DROP COLUMN IF EXISTS djf_payments_enabled;
+    `);
+  }
+}
diff --git a/apps/edr-freight-api/src/modules/billing/billing.service.spec.ts b/apps/edr-freight-api/src/modules/billing/billing.service.spec.ts
index 9a34516aa..647d9717a 100644
--- a/apps/edr-freight-api/src/modules/billing/billing.service.spec.ts
+++ b/apps/edr-freight-api/src/modules/billing/billing.service.spec.ts
@@ -82,7 +82,7 @@ describe("BillingService.generateInvoice", () => {
       {} as never, // invoiceDocuments
       {} as never, // files
       { get: () => undefined } as never, // config
-      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"] } as never, // manualPaymentSettings
+      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"], isCurrencyOffered: async () => true } as never, // manualPaymentSettings
       { directSend: jest.fn() } as never, // notifications
       { notify: jest.fn() } as never, // inbox
     );
@@ -167,7 +167,7 @@ describe("BillingService.issueMemo", () => {
       {} as never,
       {} as never,
       { get: () => undefined } as never,
-      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"] } as never, // manualPaymentSettings
+      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"], isCurrencyOffered: async () => true } as never, // manualPaymentSettings
       { directSend: jest.fn() } as never, // notifications
       { notify: jest.fn() } as never, // inbox
     );
@@ -304,7 +304,7 @@ describe("BillingService.markInvoiceAsPaid", () => {
       {} as never, // invoiceDocuments
       {} as never, // files
       { get: () => undefined } as never, // config
-      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"] } as never, // manualPaymentSettings
+      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"], isCurrencyOffered: async () => true } as never, // manualPaymentSettings
       { directSend: jest.fn() } as never, // notifications
       { notify: jest.fn() } as never, // inbox
     );
@@ -362,7 +362,7 @@ describe("BillingService.markInvoiceAsPaid", () => {
       {} as never, // invoiceDocuments
       {} as never, // files
       { get: () => undefined } as never, // config
-      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"] } as never, // manualPaymentSettings
+      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"], isCurrencyOffered: async () => true } as never, // manualPaymentSettings
       { directSend: jest.fn() } as never, // notifications
       { notify: jest.fn() } as never, // inbox
     );
@@ -410,7 +410,7 @@ describe("BillingService.settleByPaymentId", () => {
       {} as never, // invoiceDocuments
       {} as never, // files
       { get: () => undefined } as never, // config
-      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"] } as never, // manualPaymentSettings
+      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"], isCurrencyOffered: async () => true } as never, // manualPaymentSettings
       { directSend: jest.fn() } as never, // notifications
       { notify: jest.fn() } as never, // inbox
     );
@@ -526,7 +526,7 @@ describe("BillingService.recordPayment", () => {
       {} as never, // invoiceDocuments
       {} as never, // files
       { get: () => undefined } as never, // config
-      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"] } as never, // manualPaymentSettings
+      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"], isCurrencyOffered: async () => true } as never, // manualPaymentSettings
       { directSend: jest.fn() } as never, // notifications
       { notify: jest.fn() } as never, // inbox
     );
@@ -646,7 +646,7 @@ describe("BillingService.expirePayable — locked write runs in a transaction",
       {} as never,
       {} as never,
       {} as never, // config
-      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"] } as never, // manualPaymentSettings
+      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"], isCurrencyOffered: async () => true } as never, // manualPaymentSettings
       { directSend: jest.fn() } as never, // notifications
       { notify: jest.fn() } as never, // inbox
     );
@@ -722,7 +722,7 @@ describe("BillingService.issuePayable", () => {
       {} as never,
       {} as never,
       {} as never, // config
-      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"] } as never, // manualPaymentSettings
+      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"], isCurrencyOffered: async () => true } as never, // manualPaymentSettings
       { directSend: jest.fn() } as never, // notifications
       { notify: jest.fn() } as never, // inbox
     );
@@ -816,7 +816,7 @@ describe("BillingService — CAC Bank (OTP debit)", () => {
       {} as never,
       {} as never,
       {} as never, // config
-      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"] } as never, // manualPaymentSettings
+      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"], isCurrencyOffered: async () => true } as never, // manualPaymentSettings
       { directSend: jest.fn() } as never, // notifications
       { notify: jest.fn() } as never, // inbox
     );
@@ -902,7 +902,7 @@ describe("BillingService — CBE bill amounts carry cents, never rounded", () =>
       {} as never,
       {} as never,
       {} as never, // config
-      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"] } as never, // manualPaymentSettings
+      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"], isCurrencyOffered: async () => true } as never, // manualPaymentSettings
       { directSend: jest.fn() } as never, // notifications
       { notify: jest.fn() } as never, // inbox
     );
@@ -978,7 +978,7 @@ describe("BillingService.document", () => {
             ? { tin: "0053481357", invoice: { sellerVatNumber: "43256663343256663322" } }
             : undefined,
       } as never, // config
-      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"] } as never, // manualPaymentSettings
+      { isEnabled: async () => true, enabledCurrencies: async () => ["ETB", "USD"], isCurrencyOffered: async () => true } as never, // manualPaymentSettings
       { directSend: jest.fn() } as never, // notifications
       { notify: jest.fn() } as never, // inbox
     );
diff --git a/apps/edr-freight-api/src/modules/billing/billing.service.ts b/apps/edr-freight-api/src/modules/billing/billing.service.ts
index ce8c95f40..42a5baf34 100644
--- a/apps/edr-freight-api/src/modules/billing/billing.service.ts
+++ b/apps/edr-freight-api/src/modules/billing/billing.service.ts
@@ -806,7 +806,7 @@ export class BillingService {
     // settle by hand in a currency whose channel is switched off.
     if (!(await this.manualPaymentSettings.isEnabled(invoice.currency))) {
       throw new BadRequestException(
-        `Manual payment is disabled for ${invoice.currency ?? "this"} invoices. Enable it in Configuration → Manual payments first.`,
+        `Manual payment is disabled for ${invoice.currency ?? "this"} invoices. Enable it in Configuration → Payments first.`,
       );
     }
     if (!file) {
@@ -2297,6 +2297,15 @@ export class BillingService {
       );
     }
 
+    // DJF switched off as a payment currency: the online rails (Waafi / CAC
+    // Bank) stop taking it. The invoice itself is untouched — Finance can
+    // still settle it by hand while the DJF manual channel is on.
+    if (!(await this.manualPaymentSettings.isCurrencyOffered(invoice.currency))) {
+      throw new BadRequestException(
+        `${invoice.currency} payments are switched off. Enable them in Configuration → Payments first.`,
+      );
+    }
+
     // A booking's PREPAID invoice is only payable inside its pay window —
     // `dueAt` mirrors booking.paymentDeadline (issuePayable at reserve time).
     // Blocking INITIATION here is what makes the deadline real: a payment
diff --git a/apps/edr-freight-api/src/modules/contracts/booking-request.service.ts b/apps/edr-freight-api/src/modules/contracts/booking-request.service.ts
index a2900174a..d0f9ee7a4 100644
--- a/apps/edr-freight-api/src/modules/contracts/booking-request.service.ts
+++ b/apps/edr-freight-api/src/modules/contracts/booking-request.service.ts
@@ -7,6 +7,7 @@ import {
 } from '@nestjs/common';
 import type { Freight } from '@edr/types';
 
+import { ManualPaymentSettingsService } from '../payment-settings/manual-payment-settings.service';
 import { YardScopeService } from '../rule-engine/services/yard-scope.service';
 import { BookingRequestRepository } from './booking-request.repository';
 import { ContractsService } from './contracts.service';
@@ -30,6 +31,7 @@ export class BookingRequestService {
     private readonly contractBookingService: ContractBookingService,
     private readonly notifier: ContractNotifierService,
     private readonly yardScope: YardScopeService,
+    private readonly paymentSettings: ManualPaymentSettingsService,
   ) {}
 
   /**
@@ -101,6 +103,17 @@ export class BookingRequestService {
         }
       }
     }
+    // The currency picker hides a switched-off currency, but a stale tab must
+    // not be able to raise a shipment nobody can pay for.
+    if (
+      dto.paymentCurrency &&
+      !(await this.paymentSettings.isCurrencyOffered(dto.paymentCurrency))
+    ) {
+      throw new BadRequestException(
+        `${dto.paymentCurrency.toUpperCase()} is not accepted as a billing currency right now. Pick another currency.`,
+      );
+    }
+
     await this.contractBookingService.assertRequestWithinCapacity(contract, {
       containers: dto.containers,
       bulk: dto.bulk,
diff --git a/apps/edr-freight-api/src/modules/payment-settings/djf-currency-switch.spec.ts b/apps/edr-freight-api/src/modules/payment-settings/djf-currency-switch.spec.ts
new file mode 100644
index 000000000..d1f1a9baa
--- /dev/null
+++ b/apps/edr-freight-api/src/modules/payment-settings/djf-currency-switch.spec.ts
@@ -0,0 +1,56 @@
+import { ManualPaymentSettingsService } from "./manual-payment-settings.service";
+import type { ManualPaymentSetting } from "./entities/manual-payment-setting.entity";
+
+/** Single-row repository stub: enough for get/update, nothing more. */
+const repoWith = (row: Partial<ManualPaymentSetting>) => {
+  const stored = { id: "settings-1", ...row } as ManualPaymentSetting;
+  return {
+    findOne: async () => stored,
+    create: (v: Partial<ManualPaymentSetting>) => v as ManualPaymentSetting,
+    save: async (v: ManualPaymentSetting) => v,
+    update: async (_id: string, patch: Partial<ManualPaymentSetting>) => {
+      Object.assign(stored, patch);
+    },
+  };
+};
+
+const serviceWith = (row: Partial<ManualPaymentSetting>) =>
+  new ManualPaymentSettingsService(repoWith(row) as never);
+
+describe("DJF currency switch", () => {
+  it("offers DJF, and accepts it, while the switch is on", async () => {
+    const service = serviceWith({ djfPaymentsEnabled: true });
+
+    await expect(service.offeredCurrencies()).resolves.toEqual([
+      "ETB",
+      "USD",
+      "DJF",
+    ]);
+    await expect(service.isCurrencyOffered("DJF")).resolves.toBe(true);
+  });
+
+  it("drops DJF from the offered currencies once switched off", async () => {
+    const service = serviceWith({ djfPaymentsEnabled: false });
+
+    await expect(service.offeredCurrencies()).resolves.toEqual(["ETB", "USD"]);
+    await expect(service.isCurrencyOffered("djf")).resolves.toBe(false);
+  });
+
+  it("never switches off ETB or USD — only DJF has a currency-level switch", async () => {
+    const service = serviceWith({ djfPaymentsEnabled: false });
+
+    await expect(service.isCurrencyOffered("ETB")).resolves.toBe(true);
+    await expect(service.isCurrencyOffered("USD")).resolves.toBe(true);
+  });
+
+  it("leaves the manual rail alone when the currency switch flips", async () => {
+    const service = serviceWith({ djfEnabled: true, djfPaymentsEnabled: true });
+
+    const updated = await service.update({ djfPaymentsEnabled: false }, "user-1");
+
+    expect(updated.djfPaymentsEnabled).toBe(false);
+    // Existing DJF invoices stay hand-settleable, so nothing is stranded.
+    expect(updated.djfEnabled).toBe(true);
+    await expect(service.isEnabled("DJF")).resolves.toBe(true);
+  });
+});
diff --git a/apps/edr-freight-api/src/modules/payment-settings/dto/update-manual-payment-setting.dto.ts b/apps/edr-freight-api/src/modules/payment-settings/dto/update-manual-payment-setting.dto.ts
index 39d4757e7..0672d573e 100644
--- a/apps/edr-freight-api/src/modules/payment-settings/dto/update-manual-payment-setting.dto.ts
+++ b/apps/edr-freight-api/src/modules/payment-settings/dto/update-manual-payment-setting.dto.ts
@@ -20,4 +20,12 @@ export class UpdateManualPaymentSettingDto {
   @IsOptional()
   @IsBoolean()
   djfEnabled?: boolean;
+
+  @ApiPropertyOptional({
+    description:
+      "Accept DJF as a payment currency at all — booking forms and online payment",
+  })
+  @IsOptional()
+  @IsBoolean()
+  djfPaymentsEnabled?: boolean;
 }
diff --git a/apps/edr-freight-api/src/modules/payment-settings/entities/manual-payment-setting.entity.ts b/apps/edr-freight-api/src/modules/payment-settings/entities/manual-payment-setting.entity.ts
index 862456241..d201bb07e 100644
--- a/apps/edr-freight-api/src/modules/payment-settings/entities/manual-payment-setting.entity.ts
+++ b/apps/edr-freight-api/src/modules/payment-settings/entities/manual-payment-setting.entity.ts
@@ -24,6 +24,17 @@ export class ManualPaymentSetting extends BaseEntity {
   @Column({ name: "djf_enabled", type: "boolean", default: true })
   djfEnabled!: boolean;
 
+  /**
+   * Whether DJF may be used as a payment currency AT ALL — offered on the
+   * booking/shipment forms and accepted for online payment (Waafi / CAC Bank).
+   *
+   * Wider than `djfEnabled`, which only governs the manual rail. Off leaves
+   * existing DJF invoices settleable by hand (while `djfEnabled` is on), so
+   * switching it off strands nothing — it only stops new DJF business.
+   */
+  @Column({ name: "djf_payments_enabled", type: "boolean", default: true })
+  djfPaymentsEnabled!: boolean;
+
   /** IAM user id of the last operator to change either toggle. */
   @Column({ name: "updated_by_id", type: "uuid", nullable: true })
   updatedById?: string | null;
diff --git a/apps/edr-freight-api/src/modules/payment-settings/manual-payment-settings.controller.ts b/apps/edr-freight-api/src/modules/payment-settings/manual-payment-settings.controller.ts
index 786d1f7ca..6b29ee226 100644
--- a/apps/edr-freight-api/src/modules/payment-settings/manual-payment-settings.controller.ts
+++ b/apps/edr-freight-api/src/modules/payment-settings/manual-payment-settings.controller.ts
@@ -30,13 +30,26 @@ export class ManualPaymentSettingsController {
     return this.service.get();
   }
 
+  /**
+   * Which currencies may be picked for new bookings and paid online. Read by
+   * the customer portal's booking forms, so it stays open like the other
+   * form-shaping settings reads (file-upload / dropdown settings) — it exposes
+   * nothing beyond what the currency picker already shows.
+   */
+  @Get("currencies")
+  @ApiOperation({ summary: "Currencies customers may be billed and pay in" })
+  currencies() {
+    return this.service.offeredCurrencies();
+  }
+
   @Patch()
   @BookingStaff([
     FREIGHT_PERMS.settings.manualPayment.manage,
     FREIGHT_PERMS.admin,
   ])
   @ApiOperation({
-    summary: "Enable or disable manual invoice settlement for ETB and/or USD",
+    summary:
+      "Enable or disable manual invoice settlement per currency, and whether DJF is accepted at all",
   })
   update(
     @Body() dto: UpdateManualPaymentSettingDto,
diff --git a/apps/edr-freight-api/src/modules/payment-settings/manual-payment-settings.service.ts b/apps/edr-freight-api/src/modules/payment-settings/manual-payment-settings.service.ts
index dc397cf79..50d05a7f9 100644
--- a/apps/edr-freight-api/src/modules/payment-settings/manual-payment-settings.service.ts
+++ b/apps/edr-freight-api/src/modules/payment-settings/manual-payment-settings.service.ts
@@ -37,7 +37,12 @@ export class ManualPaymentSettingsService {
     if (existing) return existing;
 
     return this.repository.save(
-      this.repository.create({ etbEnabled: false, usdEnabled: true, djfEnabled: true }),
+      this.repository.create({
+        etbEnabled: false,
+        usdEnabled: true,
+        djfEnabled: true,
+        djfPaymentsEnabled: true,
+      }),
     );
   }
 
@@ -60,9 +65,34 @@ export class ManualPaymentSettingsService {
     return setting[field];
   }
 
+  /**
+   * Currencies customers may be billed and pay in right now. ETB and USD are
+   * always offered; DJF only while its currency-level switch is on. Read by
+   * the booking forms (portal and backoffice) to decide which options to show.
+   */
+  async offeredCurrencies(): Promise<ManualPaymentCurrency[]> {
+    const setting = await this.get();
+    return setting.djfPaymentsEnabled ? ["ETB", "USD", "DJF"] : ["ETB", "USD"];
+  }
+
+  /**
+   * Whether a currency may be used for NEW business and online payment — the
+   * currency-level switch, not the manual rail's {@link isEnabled}. Only DJF
+   * is switchable; ETB and USD have no off switch.
+   */
+  async isCurrencyOffered(currency: string | null | undefined): Promise<boolean> {
+    if (currency?.toUpperCase() !== "DJF") return true;
+    return (await this.get()).djfPaymentsEnabled;
+  }
+
   /** Flip any toggle; an omitted field leaves that currency unchanged. */
   async update(
-    patch: { etbEnabled?: boolean; usdEnabled?: boolean; djfEnabled?: boolean },
+    patch: {
+      etbEnabled?: boolean;
+      usdEnabled?: boolean;
+      djfEnabled?: boolean;
+      djfPaymentsEnabled?: boolean;
+    },
     updatedById?: string | null,
   ): Promise<ManualPaymentSetting> {
     const current = await this.get();
@@ -70,11 +100,14 @@ export class ManualPaymentSettingsService {
       ...(patch.etbEnabled === undefined ? {} : { etbEnabled: patch.etbEnabled }),
       ...(patch.usdEnabled === undefined ? {} : { usdEnabled: patch.usdEnabled }),
       ...(patch.djfEnabled === undefined ? {} : { djfEnabled: patch.djfEnabled }),
+      ...(patch.djfPaymentsEnabled === undefined
+        ? {}
+        : { djfPaymentsEnabled: patch.djfPaymentsEnabled }),
       updatedById: updatedById ?? null,
     });
     const updated = await this.get();
     this.logger.warn(
-      `Manual payment channels set to ETB=${updated.etbEnabled} USD=${updated.usdEnabled} DJF=${updated.djfEnabled} by ${updatedById ?? "unknown user"}`,
+      `Manual payment channels set to ETB=${updated.etbEnabled} USD=${updated.usdEnabled} DJF=${updated.djfEnabled} (DJF accepted as a currency: ${updated.djfPaymentsEnabled}) by ${updatedById ?? "unknown user"}`,
     );
     return updated;
   }
diff --git a/apps/edr-freight-web/backoffice/src/components/bookings/OperationRescheduleModal.tsx b/apps/edr-freight-web/backoffice/src/components/bookings/OperationRescheduleModal.tsx
index 8fa1d5c46..0e31ceff4 100644
--- a/apps/edr-freight-web/backoffice/src/components/bookings/OperationRescheduleModal.tsx
+++ b/apps/edr-freight-web/backoffice/src/components/bookings/OperationRescheduleModal.tsx
@@ -22,6 +22,11 @@ import {
   useBookingDetail,
   useBookingMutations,
 } from "@/hooks/bookings/useBookings";
+import {
+  eatDay,
+  exportTrainOption,
+  isExportRailBooking,
+} from "@/features/bookings/shipmentDay";
 
 export interface OperationRescheduleModalProps {
   bookingId: string;
diff --git a/apps/edr-freight-web/backoffice/src/components/contracts/GlCreateBookingForm.tsx b/apps/edr-freight-web/backoffice/src/components/contracts/GlCreateBookingForm.tsx
index cfcf3ef4f..b8b020148 100644
--- a/apps/edr-freight-web/backoffice/src/components/contracts/GlCreateBookingForm.tsx
+++ b/apps/edr-freight-web/backoffice/src/components/contracts/GlCreateBookingForm.tsx
@@ -65,6 +65,7 @@ import {
   type ConsolidationCandidate,
 } from "@/services/contracts.service";
 import { bookingsService } from "@/services/bookings.service";
+import { usePaymentCurrenciesQuery } from "@/hooks/useManualPaymentSettings";
 import {
   useContractCapacity,
   useContractDetail,
@@ -346,6 +347,9 @@ export default function GlCreateBookingForm() {
   // IMPORT bookings pick ETB or USD — starts empty so the choice is
   // deliberate (required before pricing). Everything else is forced to ETB.
   const [paymentCurrency, setPaymentCurrency] = useState<"USD" | "ETB" | "DJF" | "">("");
+  const { data: offeredCurrencies } = usePaymentCurrenciesQuery();
+  // Undefined while the read is in flight — assume on, the switch is rarely off.
+  const djfOffered = offeredCurrencies ? offeredCurrencies.includes("DJF") : true;
   // What the containers carry — captured per booking (moved off the contract).
   const [cargoDescription, setCargoDescription] = useState("");
   const [containerLines, setContainerLines] = useState<ContainerLineDraft[]>([]);
@@ -2395,7 +2399,9 @@ export default function GlCreateBookingForm() {
               onChange={setPaymentCurrency}
               disabled={!isImport || requestCurrencyLocked}
               allowUsd={isImport}
-              allowDjf={isImport}
+              // A currency switched off in Configuration → Payments is not
+              // offered, but one the customer already chose stays visible.
+              allowDjf={isImport && (djfOffered || paymentCurrency === "DJF")}
               error={currencyError}
             />
           </Box>
diff --git a/apps/edr-freight-web/backoffice/src/components/layout/sidebar-sections.tsx b/apps/edr-freight-web/backoffice/src/components/layout/sidebar-sections.tsx
index 1f64a6478..61c4c5b7f 100644
--- a/apps/edr-freight-web/backoffice/src/components/layout/sidebar-sections.tsx
+++ b/apps/edr-freight-web/backoffice/src/components/layout/sidebar-sections.tsx
@@ -624,7 +624,7 @@ export const buildSidebarSections = (
               permission: FREIGHT_PERMS.settings.operationsStandards.view,
             },
             {
-              label: "Manual payments",
+              label: "Payments",
               href: "/dashboard/configuration/manual-payments",
               permission: FREIGHT_PERMS.settings.manualPayment.view,
             },
diff --git a/apps/edr-freight-web/backoffice/src/constants/URLS.ts b/apps/edr-freight-web/backoffice/src/constants/URLS.ts
index 5809a7b39..1d69a892a 100644
--- a/apps/edr-freight-web/backoffice/src/constants/URLS.ts
+++ b/apps/edr-freight-web/backoffice/src/constants/URLS.ts
@@ -63,6 +63,7 @@ export const URL_CONSTANTS = {
 
   MANUAL_PAYMENT_SETTINGS: {
     BASE: "/payment-settings/manual",
+    CURRENCIES: "/payment-settings/manual/currencies",
   },
 
   AUDIT_LOGS: {
diff --git a/apps/edr-freight-web/backoffice/src/hooks/useManualPaymentSettings.ts b/apps/edr-freight-web/backoffice/src/hooks/useManualPaymentSettings.ts
index cbb5f5996..fddb42240 100644
--- a/apps/edr-freight-web/backoffice/src/hooks/useManualPaymentSettings.ts
+++ b/apps/edr-freight-web/backoffice/src/hooks/useManualPaymentSettings.ts
@@ -9,6 +9,18 @@ import {
 import { useErrorHandler } from "@/shared/hooks/useErrorHandler";
 
 export const MANUAL_PAYMENT_SETTINGS_KEY = ["manualPaymentSettings"];
+export const PAYMENT_CURRENCIES_KEY = ["paymentCurrencies"];
+
+/**
+ * Currencies a booking may be billed in right now. Open read, so forms can
+ * hide a switched-off currency without needing the settings permission.
+ */
+export const usePaymentCurrenciesQuery = () =>
+  useQuery({
+    queryKey: PAYMENT_CURRENCIES_KEY,
+    queryFn: () => manualPaymentSettingsService.currencies(),
+    staleTime: 60_000,
+  });
 
 export const useManualPaymentSettingsQuery = () =>
   useQuery({
@@ -25,13 +37,18 @@ export const useUpdateManualPaymentSettings = () => {
   return useMutation({
     mutationFn: (
       patch: Partial<
-        Pick<ManualPaymentSettings, "etbEnabled" | "usdEnabled" | "djfEnabled">
+        Pick<
+          ManualPaymentSettings,
+          "etbEnabled" | "usdEnabled" | "djfEnabled" | "djfPaymentsEnabled"
+        >
       >,
     ) => manualPaymentSettingsService.update(patch),
     onSuccess: (data) => {
       queryClient.setQueryData(MANUAL_PAYMENT_SETTINGS_KEY, data);
-      // The Manual Payments worklist only lists enabled currencies.
+      // The Manual Payments worklist only lists enabled currencies, and the
+      // booking forms only offer currencies that are switched on.
       queryClient.invalidateQueries({ queryKey: ["invoices"] });
+      queryClient.invalidateQueries({ queryKey: PAYMENT_CURRENCIES_KEY });
       toast.success(
         t("manualPaymentSettings.updated", "Manual payment settings updated"),
       );
diff --git a/apps/edr-freight-web/backoffice/src/pages/invoices/UsdPaymentsPage.tsx b/apps/edr-freight-web/backoffice/src/pages/invoices/UsdPaymentsPage.tsx
index eeceae91b..92202c4c5 100644
--- a/apps/edr-freight-web/backoffice/src/pages/invoices/UsdPaymentsPage.tsx
+++ b/apps/edr-freight-web/backoffice/src/pages/invoices/UsdPaymentsPage.tsx
@@ -291,8 +291,8 @@ export default function UsdPaymentsPanel({
   const { user } = useAuth();
   const canConfirm = hasPermission(user, FREIGHT_PERMS.invoices.confirmOffline);
 
-  // Manual settlement is switched on per currency in Configuration → Manual
-  // payments. FinanceHubPage hides the tab for a disabled currency; this is
+  // Manual settlement is switched on per currency in Configuration →
+  // Payments. FinanceHubPage hides the tab for a disabled currency; this is
   // the fallback for a direct `?tab=` link, and the API refuses regardless.
   const { data: manualSettings } = useManualPaymentSettingsQuery();
   const currencyEnabled = manualSettings
@@ -549,7 +549,7 @@ export default function UsdPaymentsPanel({
                 onRowClick={(row) => navigate(`/dashboard/invoices/${row.id}`)}
                 emptyMessage={
                   !currencyEnabled
-                    ? `Manual payment is switched off for ${currency} invoices. Enable it in Configuration → Manual payments.`
+                    ? `Manual payment is switched off for ${currency} invoices. Enable it in Configuration → Payments.`
                     : controls.activeCount > 0
                       ? "No invoices match these filters."
                       : `No ${currency} invoices awaiting manual payment confirmation.`
diff --git a/apps/edr-freight-web/backoffice/src/pages/settings/ManualPaymentSettingsCard.tsx b/apps/edr-freight-web/backoffice/src/pages/settings/ManualPaymentSettingsCard.tsx
index d7386259a..0edea429a 100644
--- a/apps/edr-freight-web/backoffice/src/pages/settings/ManualPaymentSettingsCard.tsx
+++ b/apps/edr-freight-web/backoffice/src/pages/settings/ManualPaymentSettingsCard.tsx
@@ -8,7 +8,7 @@ import {
 import { Badge } from "@/shared/common/ui/badge";
 import { Switch } from "@/shared/common/ui/switch";
 import { Skeleton } from "@/shared/common/ui/skeleton";
-import { AlertTriangle, Banknote, Landmark } from "lucide-react";
+import { AlertTriangle, Banknote, Coins, Landmark } from "lucide-react";
 
 import { useAuth } from "@/auth/useAuth";
 import { FREIGHT_PERMS, hasPermission } from "@/lib/permissions";
@@ -53,7 +53,8 @@ const CURRENCIES: {
 ];
 
 /**
- * Switches the manual (offline) payment channel on or off per currency.
+ * Two levels of switch: whether DJF is accepted as a payment currency at all,
+ * and whether the manual (offline) channel is open, per currency.
  *
  * Off means gone, not greyed out: the Manual Payments worklist lists only
  * enabled currencies, and the API refuses a confirmation in a disabled one —
@@ -75,11 +76,12 @@ export default function ManualPaymentSettingsCard() {
   return (
     <Card className="shadow-lg border-gray-200 dark:border-gray-700">
       <CardHeader>
-        <CardTitle>Manual payments</CardTitle>
+        <CardTitle>Payments</CardTitle>
         <CardDescription>
-          Whether Finance staff may mark invoices as paid by hand, from
-          Invoices → Manual Payments. Each currency is switched separately.
-          Confirming still requires the payment slip and the booking&apos;s pay
+          Which currencies customers may be billed in, and whether Finance
+          staff may mark invoices as paid by hand from Invoices → Manual
+          Payments. Each currency is switched separately. Confirming a manual
+          payment still requires the payment slip and the booking&apos;s pay
           window to be open.
         </CardDescription>
       </CardHeader>
@@ -95,6 +97,38 @@ export default function ManualPaymentSettingsCard() {
           </div>
         )}
 
+        {isLoading || !data ? (
+          <Skeleton className="h-[86px] w-full rounded-md" />
+        ) : (
+          <div className="flex items-start justify-between gap-4 rounded-md border p-4 dark:border-gray-700">
+            <div className="space-y-1">
+              <div className="flex items-center gap-2">
+                <Coins className="h-4 w-4 text-muted-foreground" />
+                <p className="font-medium">Accept Djibouti Franc (DJF)</p>
+                <Badge variant={data.djfPaymentsEnabled ? "default" : "secondary"}>
+                  {data.djfPaymentsEnabled ? "Enabled" : "Disabled"}
+                </Badge>
+              </div>
+              <p className="text-sm text-muted-foreground">
+                Whether DJF is offered as a billing currency on new bookings and
+                shipment requests, and whether DJF invoices can be paid online
+                (Waafi / CAC Bank). Switching this off stops new DJF business —
+                invoices already in DJF stay settleable by hand below.
+              </p>
+            </div>
+            <Switch
+              checked={data.djfPaymentsEnabled}
+              disabled={!canManage || update.isPending}
+              aria-label="Accept DJF as a payment currency"
+              onCheckedChange={(checked) =>
+                update.mutate({ djfPaymentsEnabled: checked })
+              }
+            />
+          </div>
+        )}
+
+        <p className="pt-2 text-sm font-medium">Manual (offline) settlement</p>
+
         {isLoading || !data
           ? CURRENCIES.map((c) => (
               <Skeleton key={c.code} className="h-[86px] w-full rounded-md" />
diff --git a/apps/edr-freight-web/backoffice/src/services/manualPaymentSettings.service.ts b/apps/edr-freight-web/backoffice/src/services/manualPaymentSettings.service.ts
index ffe5281ec..d231eac98 100644
--- a/apps/edr-freight-web/backoffice/src/services/manualPaymentSettings.service.ts
+++ b/apps/edr-freight-web/backoffice/src/services/manualPaymentSettings.service.ts
@@ -14,6 +14,12 @@ export interface ManualPaymentSettings {
   etbEnabled: boolean;
   usdEnabled: boolean;
   djfEnabled: boolean;
+  /**
+   * Wider than `djfEnabled`: whether DJF is accepted as a payment currency at
+   * all — offered on the booking forms and payable online. Off leaves existing
+   * DJF invoices settleable by hand.
+   */
+  djfPaymentsEnabled: boolean;
   updatedById: string | null;
   updatedAt?: string;
 }
@@ -24,10 +30,21 @@ export const manualPaymentSettingsService = {
     return unwrap(response.data);
   },
 
+  /** Currencies customers may be billed and pay in — open read, no permission. */
+  currencies: async (): Promise<string[]> => {
+    const response = await client.get<ApiResponse<string[]>>(
+      URL_CONSTANTS.MANUAL_PAYMENT_SETTINGS.CURRENCIES,
+    );
+    return unwrap(response.data);
+  },
+
   /** Partial: an omitted currency keeps its current setting. */
   update: async (
     patch: Partial<
-      Pick<ManualPaymentSettings, "etbEnabled" | "usdEnabled" | "djfEnabled">
+      Pick<
+        ManualPaymentSettings,
+        "etbEnabled" | "usdEnabled" | "djfEnabled" | "djfPaymentsEnabled"
+      >
     >,
   ): Promise<ManualPaymentSettings> => {
     const response = await client.patch<ApiResponse<ManualPaymentSettings>>(
diff --git a/apps/edr-freight-web/portal/src/hooks/usePaymentCurrencies.ts b/apps/edr-freight-web/portal/src/hooks/usePaymentCurrencies.ts
new file mode 100644
index 000000000..d09e7201a
--- /dev/null
+++ b/apps/edr-freight-web/portal/src/hooks/usePaymentCurrencies.ts
@@ -0,0 +1,31 @@
+import { useQuery } from "@tanstack/react-query";
+
+import { client } from "@/utils/api";
+import { unwrap } from "@/utils/endpoint";
+import type { ApiResponse } from "@/types/apiResponse";
+
+/**
+ * Currencies a booking may be billed and paid in right now — DJF drops out
+ * when staff switch it off in Configuration → Payments. One open GET, so it
+ * is fetched here rather than through a service file of its own.
+ */
+export const PAYMENT_CURRENCIES_KEY = ["payment-currencies"] as const;
+
+export function usePaymentCurrencies() {
+  const { data } = useQuery({
+    queryKey: PAYMENT_CURRENCIES_KEY,
+    queryFn: async () => {
+      const response = await client.get<ApiResponse<string[]>>(
+        "/api/payment-settings/manual/currencies",
+      );
+      return unwrap(response.data);
+    },
+    staleTime: 60_000,
+  });
+
+  return {
+    currencies: data,
+    /** In flight or failed → assume on; the switch is off only by exception. */
+    djfEnabled: data ? data.includes("DJF") : true,
+  };
+}
diff --git a/apps/edr-freight-web/portal/src/pages/bookings/BookingDetailPage/components/PaymentMethodModal.tsx b/apps/edr-freight-web/portal/src/pages/bookings/BookingDetailPage/components/PaymentMethodModal.tsx
index 24f817f14..8e8adf99a 100644
--- a/apps/edr-freight-web/portal/src/pages/bookings/BookingDetailPage/components/PaymentMethodModal.tsx
+++ b/apps/edr-freight-web/portal/src/pages/bookings/BookingDetailPage/components/PaymentMethodModal.tsx
@@ -13,6 +13,7 @@ import { Check, Landmark, ShieldCheck } from "lucide-react";
 import { useEffect, useMemo, useState } from "react";
 
 import type { InvoicePaymentFlow } from "@/hooks/useInvoicePayment";
+import { usePaymentCurrencies } from "@/hooks/usePaymentCurrencies";
 import { PayerAccountNote } from "@/pages/bookings/payments/PayerAccountNote";
 import type { PaymentMethod } from "@/services/payments.service";
 
@@ -207,13 +208,21 @@ export function PaymentMethodModal({
   /** CBE bill-reference step, from `useInvoicePayment`. Omit to disable CBE_BILL. */
   bill?: InvoicePaymentFlow["bill"];
 }) {
+  // DJF switched off in Configuration → Payments closes its online rails; the
+  // API refuses the charge too, so offering them would only fail at the gate.
+  const { djfEnabled } = usePaymentCurrencies();
+  const currencyOff =
+    !djfEnabled && currency?.trim().toUpperCase() === "DJF";
   const providers = useMemo(
     () =>
-      providersForCurrency(currency).filter(
-        (p) =>
-          (otp || !isOtpMethod(p.method)) && (bill || !isBillMethod(p.method)),
-      ),
-    [currency, otp, bill],
+      currencyOff
+        ? []
+        : providersForCurrency(currency).filter(
+            (p) =>
+              (otp || !isOtpMethod(p.method)) &&
+              (bill || !isBillMethod(p.method)),
+          ),
+    [currency, otp, bill, currencyOff],
   );
   const [method, setMethod] = useState<PaymentMethod>(providers[0]?.method ?? PROVIDERS[0].method);
   const [mobile, setMobile] = useState("");
diff --git a/apps/edr-freight-web/portal/src/pages/bookings/new-booking-form/payment-currency-field.tsx b/apps/edr-freight-web/portal/src/pages/bookings/new-booking-form/payment-currency-field.tsx
index 9cee483db..b7461f5ae 100644
--- a/apps/edr-freight-web/portal/src/pages/bookings/new-booking-form/payment-currency-field.tsx
+++ b/apps/edr-freight-web/portal/src/pages/bookings/new-booking-form/payment-currency-field.tsx
@@ -7,6 +7,7 @@ import {
   type BookingFormValues,
   type PaymentCurrency,
 } from "./schema";
+import { usePaymentCurrencies } from "@/hooks/usePaymentCurrencies";
 import { OptionFieldError, StepLabel } from "./shared";
 
 const CURRENCY_ICONS: Record<
@@ -29,10 +30,14 @@ export function PaymentCurrencyField({
    */
   allowUsd?: boolean;
 }) {
-  // DJF is offered wherever USD is — both are import-shipment-only currencies.
-  const options = allowUsd
-    ? PAYMENT_CURRENCY_OPTIONS
-    : PAYMENT_CURRENCY_OPTIONS.filter((o) => o.value === "ETB");
+  // DJF is offered wherever USD is — both are import-shipment-only currencies
+  // — and only while staff keep it switched on in Configuration → Payments.
+  const { djfEnabled } = usePaymentCurrencies();
+  const options = (
+    allowUsd
+      ? PAYMENT_CURRENCY_OPTIONS
+      : PAYMENT_CURRENCY_OPTIONS.filter((o) => o.value === "ETB")
+  ).filter((o) => o.value !== "DJF" || djfEnabled);
   return (
     <Box mt={24}>
       <StepLabel>Payment currency</StepLabel>
diff --git a/apps/edr-freight-web/portal/src/pages/contracts/NewShipmentPage.tsx b/apps/edr-freight-web/portal/src/pages/contracts/NewShipmentPage.tsx
index 3cc75e221..8019a76b6 100644
--- a/apps/edr-freight-web/portal/src/pages/contracts/NewShipmentPage.tsx
+++ b/apps/edr-freight-web/portal/src/pages/contracts/NewShipmentPage.tsx
@@ -56,6 +56,8 @@ import {
   ExportTrainPicker,
   OperationDatePicker,
 } from "@edr/ui-common";
+
+import { usePaymentCurrencies } from "@/hooks/usePaymentCurrencies";
 import { api } from "@/services/api";
 import {
   contractsService,
@@ -1318,6 +1320,7 @@ function ScheduleStep({
 }) {
   const contractRouteId = form.watch("contractRouteId");
   const route = routes.find((r) => r.id === contractRouteId) ?? routes[0];
+  const { djfEnabled } = usePaymentCurrencies();
 
   // Read the cargo entered in the previous step so the day list reflects what
   // can actually be shipped (matching wagons + open train capacity).
@@ -1474,7 +1477,8 @@ function ScheduleStep({
               onChange={(v) => field.onChange(v)}
               error={fieldState.error?.message}
               allowUsd={isImport}
-              allowDjf={isImport}
+              // Hidden once staff switch DJF off, unless it is already picked.
+              allowDjf={isImport && (djfEnabled || field.value === "DJF")}
             />
           </Box>
         )}
diff --git a/apps/edr-freight-web/portal/src/pages/contracts/NewShipmentRequestPage.tsx b/apps/edr-freight-web/portal/src/pages/contracts/NewShipmentRequestPage.tsx
index 29e7406ef..3d3e6777d 100644
--- a/apps/edr-freight-web/portal/src/pages/contracts/NewShipmentRequestPage.tsx
+++ b/apps/edr-freight-web/portal/src/pages/contracts/NewShipmentRequestPage.tsx
@@ -15,6 +15,8 @@ import {
   Title,
 } from "@mantine/core";
 import { CurrencySelector } from "@edr/ui-common";
+
+import { usePaymentCurrencies } from "@/hooks/usePaymentCurrencies";
 import { AlertCircle, ArrowLeft, CalendarDays, Send } from "lucide-react";
 import toast from "react-hot-toast";
 import type { Freight } from "@edr/types";
@@ -39,6 +41,7 @@ export default function NewShipmentRequestPage() {
   // Starts empty so the billing-currency choice is deliberate — required at
   // submit. Intercity/export are forced to ETB (server-enforced too).
   const [paymentCurrency, setPaymentCurrency] = useState<"USD" | "ETB" | "DJF" | "">("");
+  const { djfEnabled } = usePaymentCurrencies();
   const [currencyError, setCurrencyError] = useState<string | undefined>();
   const [notes, setNotes] = useState("");
 
@@ -267,7 +270,7 @@ export default function NewShipmentRequestPage() {
                 }}
                 disabled={isIntercity || isExport}
                 allowUsd={!isIntercity && !isExport}
-                allowDjf={!isIntercity && !isExport}
+                allowDjf={!isIntercity && !isExport && djfEnabled}
                 error={currencyError}
               />
             </Box>