chore: more it test

docker-compose.it.yaml

@@ -163,3 +163,8 @@ services:
       # RABBITMQ_ENABLED stays "false" (base stack) — it only gates the SMS/email
       # clients, which must remain off. The payment consumer is wired by
       # PAYMENT_RABBITMQ_URL alone.
+      # Drain tail on every pay window. Production defaults to 5 minutes; a
+      # reservation here lives ~60s, so 5 would push every natural expiry past
+      # the suite's 180s timeouts. One minute keeps the tail real and observable
+      # (src/expired-invoice-late-settle.it.ts asserts both sides of it).
+      FREIGHT_PAYMENT_DRAIN_MINUTES: "1"