diff --git a/apps/edr-passenger-api/src/modules/reports/reports.service.ts b/apps/edr-passenger-api/src/modules/reports/reports.service.ts
index 2d41c6bda..7889c67a1 100644
--- a/apps/edr-passenger-api/src/modules/reports/reports.service.ts
+++ b/apps/edr-passenger-api/src/modules/reports/reports.service.ts
@@ -847,6 +847,20 @@ export class ReportsService {
   }
 
   async getPaymentsReport(scheduleId: string) {
+    const rateRows = await this.prisma.currencyExchangeRate.findMany({
+      where: { toCurrency: 'ETB' as any },
+      orderBy: { effectiveDate: 'desc' },
+    });
+    const rateToEtb = new Map<string, number>();
+    for (const r of rateRows) {
+      if (!rateToEtb.has(r.fromCurrency)) rateToEtb.set(r.fromCurrency, Number(r.rate));
+    }
+    const toEtbMinor = (minor: number, currency: string): number => {
+      if (currency === 'ETB') return minor;
+      const rate = rateToEtb.get(currency);
+      return rate ? Math.round(minor * rate) : minor;
+    };
+
     const bookings = await this.prisma.booking.findMany({
       where: {
         scheduleId,
@@ -860,6 +874,8 @@ export class ReportsService {
           select: {
             passengerName: true,
             fareMinor: true,
+            displayFareMinor: true,
+            displayCurrency: true,
             passengerCategory: true,
             seatLabelSnapshot: true,
             seat: { select: { coach: { select: { number: true, coachType: { select: { name: true } } } } } },
@@ -870,30 +886,38 @@ export class ReportsService {
     });
 
     const rows = bookings.map(b => {
-      const actualMinor = b.seats.reduce((s, seat) => s + (seat.fareMinor ?? 0), 0);
-      const paidMinor = Math.round(b.paymentIntent!.amountMinor);
+      const pi = b.paymentIntent!;
+      const actualMinor = b.displayTotalMinor ?? b.totalMinor;
+      const actualCurrency = (b.displayCurrency as string | null) ?? b.currency;
+      // pi.amountMinor is stored in major units — convert to minor
+      const paidMinor = Math.round(pi.amountMinor * 100);
+      const paidCurrency = pi.currency;
+      const varianceMinor = toEtbMinor(actualMinor, actualCurrency) - toEtbMinor(paidMinor, paidCurrency);
       return {
         bookingRef: b.bookingRef,
         passengerName: b.seats[0]?.passengerName ?? b.passenger?.user?.fullName ?? '—',
         phone: b.passenger?.user?.phone ?? (b as any).contactPhone ?? '—',
-        method: b.paymentIntent!.method,
-        paidAt: b.paymentIntent!.paidAt,
+        method: pi.method,
+        paidAt: pi.paidAt,
         actualMinor,
+        actualCurrency,
         paidMinor,
-        currency: 'ETB',
+        paidCurrency,
+        varianceMinor,
         passengerCount: b.seats.length,
       };
     });
 
-    const totalActualMinor = rows.reduce((s, r) => s + r.actualMinor, 0);
-    const totalPaidMinor = rows.reduce((s, r) => s + r.paidMinor, 0);
+    const totalActualEtbMinor = rows.reduce((s, r) => s + toEtbMinor(r.actualMinor, r.actualCurrency), 0);
+    const totalPaidEtbMinor = rows.reduce((s, r) => s + toEtbMinor(r.paidMinor, r.paidCurrency), 0);
 
     const byMethod = rows.reduce((acc, r) => {
-      acc[r.method] = (acc[r.method] ?? 0) + r.paidMinor;
+      if (!acc[r.method]) acc[r.method] = { totalPaidEtbMinor: 0, currency: 'ETB' };
+      acc[r.method].totalPaidEtbMinor += toEtbMinor(r.paidMinor, r.paidCurrency);
       return acc;
-    }, {} as Record<string, number>);
+    }, {} as Record<string, { totalPaidEtbMinor: number; currency: string }>);
 
-    return { totalActualMinor, totalPaidMinor, byMethod, rows };
+    return { totalActualEtbMinor, totalPaidEtbMinor, byMethod, rows };
   }
 
   async getPaymentDiscrepancyBySchedule(scheduleId: string, params: {
@@ -909,13 +933,7 @@ export class ReportsService {
       },
       include: {
         paymentIntent: { select: { amountMinor: true, currency: true } },
-        schedule: {
-          include: {
-            originStation: { select: { name: true } },
-            destinationStation: { select: { name: true } },
-          },
-        },
-        package: { select: { id: true } },
+        schedule: { select: { id: true } },
         seats: {
           where: { leg: 1 },
           orderBy: [
@@ -940,6 +958,14 @@ export class ReportsService {
       },
     });
 
+    const stationIds = [...new Set(
+      bookings.flatMap(b => [b.originStationId, b.destinationStationId]).filter(Boolean) as string[],
+    )];
+    const stations = stationIds.length > 0
+      ? await this.prisma.station.findMany({ where: { id: { in: stationIds } }, select: { id: true, name: true } })
+      : [];
+    const stationName = new Map(stations.map(s => [s.id, s.name]));
+
     const resolveSeatClass = (seat: any): string => {
       const classes = seat?.coach?.coachType?.seatClasses ?? [];
       const matched = seat?.bedPosition
@@ -954,7 +980,7 @@ export class ReportsService {
       // pi.amountMinor is a Float in full currency units — convert to cents once
       const paidMinorCents = Math.round(pi.amountMinor * 100);
 
-      const isPackage = !!(b as any).package;
+      const isPackage = !!(b as any).packageId;
       const effectiveActualMinor = isPackage ? actualMinor * 2 : actualMinor;
       const effectiveVarianceMinor = effectiveActualMinor - paidMinorCents;
 
@@ -973,8 +999,8 @@ export class ReportsService {
         seatClass: firstSeat?.seatLabelSnapshot ?? firstSeat?.seat?.coach?.coachType?.name ?? '—',
         coachNumber: firstSeat?.seat?.coach?.number ?? null,
         seatNumber: firstSeat?.seat?.seatNumber ?? null,
-        origin: b.schedule.originStation.name,
-        destination: b.schedule.destinationStation.name,
+        origin: b.originStationId ? (stationName.get(b.originStationId) ?? '—') : '—',
+        destination: b.destinationStationId ? (stationName.get(b.destinationStationId) ?? '—') : '—',
         phone: b.passenger?.user?.phone ?? (b as any).contactPhone ?? '—',
         actualMinor: effectiveActualMinor,
         paidMinor: paidMinorCents,
@@ -989,7 +1015,7 @@ export class ReportsService {
     }
     if (params.seatClass?.trim()) {
       const sc = params.seatClass.trim().toLowerCase();
-      rows = rows.filter(r => r.breakdown.some(b => b.seatClass.toLowerCase().includes(sc)));
+      rows = rows.filter(r => r.breakdown.some(bd => bd.seatClass.toLowerCase().includes(sc)));
     }
     if (params.sort === 'asc') {
       rows.sort((a, b) => a.varianceMinor - b.varianceMinor);
diff --git a/apps/edr-passenger-api/src/modules/tickets/tickets.service.ts b/apps/edr-passenger-api/src/modules/tickets/tickets.service.ts
index 736b781bd..e6f3b0781 100644
--- a/apps/edr-passenger-api/src/modules/tickets/tickets.service.ts
+++ b/apps/edr-passenger-api/src/modules/tickets/tickets.service.ts
@@ -921,7 +921,7 @@ export class TicketsService {
 
     for (const booking of confirmedWithNoTickets) {
       try {
-        await this.generate(booking.id);
+        await this.smartAssignAndGenerate(booking.id);
         generated++;
         details.push({ bookingId: booking.id, bookingRef: booking.bookingRef, status: 'generated' });
       } catch (err) {