Both callers already hand the provider a major-currency amount before this
call — freight sends invoice.balanceAmount (e.g. 700 for $700), passenger
sends CurrencyService's converted charge amount — with the target currency's
own decimal precision already applied (0dp DJF, 2dp USD/ETB). CAC's
toMajorAmount then divided anything that wasn't DJF by 100 on top of that,
so a USD 700 charge reached the bank as 7.00. This never surfaced because
CAC has only ever been wired for DJF (passenger) until now.
Also scoped the bank's documented 10-100,000 bound to DJF — it's the only
currency the spec states bounds for, so a USD amount outside that DJF-shaped
range is no longer rejected locally; an amount genuinely out of range still
comes back as a bank rejection.
Passenger is unaffected: its CAC currency has always been DJF, and the DJF
branch's behavior (amount unchanged, bounds enforced) is untouched.
Co-Authored-By: Claude Opus 5 (1M context) <noreply@anthropic.com>